Oracle 401k = $904k
Microsoft 401k = $45k
WCBS 401k = $15k
Roth IRA = $192
HSA = $30k

Oracle Restricted Stock = $8k
Oracle Stock = $77k

Total Retirement = $1271k

Checking = $63k
Savings = $55k
Other Cash = $4k
Credit Debt = -$20k

Total Operating = $102k


How much do I need to retire?

Right now I'm just under 10x salary which the above article says I hit my retirement goal. Now, this assume I don't get any more salary increases but then again I'm also going to continue saving and probably double the retirement fund by the time I retire.

It goes unsaid but I'm assuming I must have no mortgage left when I retire and that I own a home.

I tried my 401k retirement calculator but I got a PHP error halfway through. I then tried my Roth IRA provider retirement calculator and assuming I'm spending $88k per year (i.e. my current salary minus current taxes) and remain with an moderate growth investment strategy I actually keep gaining money during my retirement with an 80% confidence (i.e. in 20% of scenarios the stock market tanks enough that I'm in trouble). With a conservative portfolio once I retire I'm basically dying with the same amount of assets at an 87% confidence level. It's actually 93% confidence if I go with moderate investment.

So I guess it looks fine for now.