I did this last year as my first journal entry in RapidWeaver.

Oracle 401k = $1.16m
Microsoft 401k = $64k
WCBS 401k = $17k
Roth IRA = $348k
HSA = $43k

Oracle Restricted Stock = $6k
Oracle Stock = $117k

Total Retirement = $1.755m

Checking = $58k
Savings = $1k
Other Cash = $0k
Credit Debt = -$3k

Total Operating = $56k


How much do I need to retire?

I used the Fidelity calculator since most of my retirement funds are 401k. Added Roth IRA information.

Retire at 63, live to 93.
Maintain my current lifestyle.

If market is

• significantly below average, estimate is $802 surplus per month.
• below average, $6200 per month
• average, $16000 per month

Based on me needing to spend $8500 per month on whatever.

Mind you, I have 90%+ in stocks so that's volatile. I'm going to have to start putting into Bonds so that I can survive a few years if stocks tank for a bit. Ideally enough for a 10-year recession but that is a lot of money to basically be not investing.

Still, I think I remain on track.