SSA Statement
Apr 01 2025
Received my annual Social Security Statement which mainly tells me my estimated benefits depending on my retirement age, assuming I keep making the same salary per year.
Last year it assumed I would still earn $135k per year so my estimated benefits were:
Age 62 = $2600
Age 63 = $2797
Age 64 = $2986
Age 65 = $3235
Age 66 = $3484
Age 67 = $3733
Age 68 = $3932
Age 69 = $4230
Age 70 = $4628
This year the estimate is based on my earning $0 annually:
Age 62 = $2451
Age 63 = $2627
Age 64 = $2802
Age 65 = $3035
Age 66 = $3269
Age 67 = $3502
Age 68 = $3689
Age 69 = $3969
Age 70 = $4343
Not that much less. I was expecting it to be much lower since I've only had $100k+ salary for 15 years (benefits are based on top 35 years of salary).
Last year it assumed I would still earn $135k per year so my estimated benefits were:
Age 62 = $2600
Age 63 = $2797
Age 64 = $2986
Age 65 = $3235
Age 66 = $3484
Age 67 = $3733
Age 68 = $3932
Age 69 = $4230
Age 70 = $4628
This year the estimate is based on my earning $0 annually:
Age 62 = $2451
Age 63 = $2627
Age 64 = $2802
Age 65 = $3035
Age 66 = $3269
Age 67 = $3502
Age 68 = $3689
Age 69 = $3969
Age 70 = $4343
Not that much less. I was expecting it to be much lower since I've only had $100k+ salary for 15 years (benefits are based on top 35 years of salary).