Kevin C. Wong

COBRA Notes

Continuing my current work plan would be:

UHC - HSA Medical Plan = $592
Dental Plan 2 = $63
Vision Plan 1 = $14


HealthCare.gov is the Affordable Care Act site but for California it points to Covered California. There is also Medicare for 65 and older.

For Covered California I did a search for: one person, my age, expected going to doctor once per year and minimal drug prescriptions, HDHP accounts for use with an HSA savings account.

Kaiser Bronze 60 HDHP HMO ($641)
Balance Bronze 60 HDHP HMO ($716)
Oscar Bonze 60 HDHP EPO ($750)
Blue Shield California Bronze 60 HDHP PPO ($795)
Anthem Blue Cross Bonze 60 HDHP EPO ($848)

Seven dental plans from $7 to $57.


Sutter Health is in the Anthem Blue Cross and Blue Shield networks. They also have their own HMO health care plan, Sutter Health Plus. Lowest tier Bronze plan is $786 but it's not an HDHP so if I want Sutter better going with Blue Shield or Blue Cross.


Plan specifics differ a bit but I think using COBRA is my best option right now and it's nice having vision and dental included. Alternative would be Blue Shield.