We have five options:

UHC - EPO $1017.79
UHC - Medium PPO $822.44
UHC - Premium PPO $1115.19
Kaiser Northern CA $702.96
UHC - HSA Medical Plan $623.60

Of which UHC EPO and Kaiser are in-network only. I know that Sutter Health is out of network for UHC so those two plans are out.

UHC - Medium PPO

Coinsurance 70%
Annual Deductible $800
Annual out-of-pocket Max $5000
Preventive Care 100%
Prescription Drugs 50%
Outpatient Services 70%
Inpatient Services 70%

UHC - Premium PPO

Coinsurance 80%
Annual Deductible $800
Annual out-of-pocket Max $5000
Preventive Care 100%
Prescription Drugs 50%
Outpatient Services 80%
Inpatient Services 80%

UHC - HSA Medical Plan

Coinsurance 70%
Annual Deductible $1500
Annual out-of-pocket Max $5200
Preventive Care 100%
Prescription Drugs 70%
Outpatient Services 70%
Inpatient Services 70%


In the end I'm comfortable sticking with the HSA Medical Plan. It's the cheapest and annual out-of-pocket maximum is about the same. So my health insurance monthly will be:

UHC - HSA Medical Plan $623.60
Dental Plan 2 $63.10
Vision Plan I $13.75
Total $700.45