Taking a look at how much money I have in bonds. Since I don't have any directly they will be in target year retirement funds.

JPMorgan SmartRetirement 2035 R5: $23.2k total of which 25.91% is bonds so $6.0k.
Vanguard Target 2035: $345.2k total if which 30.98% is bonds/US treasury so $106.9k.
BlackRock LifePath Index 2035 Fund: $17.8k total of which 34.8% is bonds so $6.2k.
Schwab Target 2040 Index Fund: $11.5k total of which 20.98% is bonds/US treasury so $2.4k.

Total $121.5k.

It'd be nice to have 2-5 years living expenses in bonds in case the market crashes. I haven't seen it crash for more than two or three years I think so you need enough stable funds to ride it out.

Last time I did monthly expenses (Jan 2024) it came out $4.5k per month + $1k for luxuries = $5.5k per month or $66k per year. So right hovering about 2 years worth of bonds and in six years when I can actually withdraw probably double that.

I guess my conclusion is that I don't need to redistribute my portfolio for bonds it'll take care of itself.