Monthly subscription type payments. I keep thinking about subscribing to Viki but would like to compensate by reducing other expenses.


Tier 1 - very optional

Twitch, 3 channels = $18
Apple One = $20
Ooma = $8

Apple TV is the only part of Apple One I really use (well, there's the iCloud storage but that's $1 per month I could pay separately). But for standalone Apple TV price ($13) I would instead subscribe to Viki Plus ($12) though I guess that's self defeating so instead Viki Standard ($8).

For Twitch it's tempting to drop two channels and leave the one channel I regularly mod.

Actually, dropping Ooma for Viki Standard seems very fair. If my Ooma finally dies completely I'll do it.


Tier 2 - optional but would rather not

Strategy & Tactics magazine = $18
World War II magazine = $18

I'd rather not cancel my wargame magazines since I'd probably end up buying missing issues at much higher cost. Note that subscription price (at $36 bi-monthly) is still a fair discount over the $50/$55 retail price.


Tier 3 - not optional but can maybe find alternatives

Sonic Internet = $75
PG&E = $90
Kaiser = $41
Mint Mobile = $17

For Sonic it would be going back to Comcast at a very low plan; PG&E is more aggressive energy management; Kaiser would be dropping health insurance as I think that's the lowest cost plan already; Mint is moving to a lower cost carrier though they're already very cheap.


Tier 4 - must keep paying

Mortgage
HOA monthly fee

Technically I could refinance (would be bad in this economic environment) or move out.